So opening the investment world up with a brokerage option requires serious education. With a regular k plan, it's assumed that your employer did some homework and picked some good investment options. But with a brokerage option, you've got to educate. It seems even the pros are not ready for it. Vanguard does not offer its employees a brokerage option in the company k plan, says Heller.
Fleszar points to her client. Employees are hit with fees every time they make a trade, so paying those fees could affect the overall return of the active trader. But bull market investors don't care about fees. They'll start to care more if and when a bear market hits. The question of who takes responsibility remains unanswered, as well. Typically, your k plan is covered by the But with money in a brokerage option no longer under your plan sponsor's management, who's responsible?
It'll just take one lawsuit to clear up the matter -- one employee who transfers his entire k account into a brokerage account, dumps it all on one stock and then loses it all. He'll take his company to court and cry, "You should've protected me! Until that happens, companies are hesitant. He sees plan sponsors acting cautiously because they are worried about the fiduciary risk. Interestingly though, very few employees are biting. But those who are are diving in headfirst.
But those few folks are moving lots of money. Schwab disagrees. Will the future k be one big brokerage account? Neither Vanguard nor Fidelity thinks so, at least until all the fiduciary kinks are worked out. Employees are demanding a brokerage option, though, even if they're not using it. So employers may continue to add the option to differentiate themselves in today's tight job market.
The overall trend is definitely toward expanding investment choices. But hopefully with that trend comes an increase in participant education and a reintroduction to the old-fashioned long-term investment philosophy. Tax Forum appears Tuesdays, Thursdays and Saturdays.
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The Pros But is it a good thing to give employees the ability to trade their retirement money actively? The cuts were effective Thursday afternoon and give Schwab the title of being the cheapest of two broad equity ETFs on the marketplace today, which cost 4 basis points. It also comes after revelations that Fidelity may be launching an ETF company — with a focus on sector investing and active management, where price is less of an issue.
Bettinger says Schwab has no intentions of stopping here. We all know that. The price you pay for an investment product is important. I think we have to be careful not to over-complicate things. It will help clients. Company officials said they believe this move will be a boon equally for investors as well as advisors who commonly use the ETFs in their strategies. The new costs went into place Thursday afternoon after the company filed its prospectus.
Even though ETFs have not historically been a moneymaker for Schwab, Lydon says he believes that Schwab still does gain profits from these funds. Marie Chandoha: I think the ETF strategy has been outstanding and wildly successful in helping us grow our franchise overall.
We all know that. The price you pay for an investment product is important. I think we have to be careful not to over-complicate things. It will help clients. Company officials said they believe this move will be a boon equally for investors as well as advisors who commonly use the ETFs in their strategies. The new costs went into place Thursday afternoon after the company filed its prospectus. Even though ETFs have not historically been a moneymaker for Schwab, Lydon says he believes that Schwab still does gain profits from these funds.
Marie Chandoha: I think the ETF strategy has been outstanding and wildly successful in helping us grow our franchise overall. Were worried about delighting investors and building our franchise. Marie Chandoha , president of Charles Schwab Investment Management, added that she feels the company with continue to have significant growth.
I think the ETF strategy has been outstanding and wildly successful in helping us grow our franchise overall. Schwab's recent efforts to boost its digital service capabilities softened recent blows to its integration timeline. I wish we started six months earlier. Schwab -- and TDA -- had a blockbuster year in , without even considering their merger. TD's now ex-managing director of advisor advocacy is set to become the FPA president, but most peers agree the year-old is poised to 'write his ticket' with another custodian or national RIA.
Included in the wholesale reduction of the Omaha, Neb. The Chicago outsourcer has a massive, partially disconnected arsenal of products that CEO Bill Crager is rationalizing into 'wellness' with yet another new unit. Toggle navigation. Jonathan Craig: Between now and client conversion, we will maintain two brands.
Related Moves. Skip Schweiss exit from TD Ameritrade means the RIA custody business lost its most visible corporate-paid advocate -- for the moment TD's now ex-managing director of advisor advocacy is set to become the FPA president, but most peers agree the year-old is poised to 'write his ticket' with another custodian or national RIA.
Envestnet nabs Dani Fava to cross-pollinate semi-autonomous units and reap 'financial wellness' as the end product The Chicago outsourcer has a massive, partially disconnected arsenal of products that CEO Bill Crager is rationalizing into 'wellness' with yet another new unit. Share your thoughts and opinions with the author or other readers.
In , CAE hired military veterans; 46 percent of employees are veterans. Its Community Involvement Committee has partnerships with local organizations that support military service members. Marshals Service, and many states and counties nationwide. CCA recruits via military job boards, career fairs and professional alumni associations.
It also works with Transition Assistance Programs. The company offers a Military Mentorship Program, connecting new hires with other veterans. Hiring outreach activities include engaging with bases, sponsoring conferences and partnering with military groups. Forty-seven percent of employees are former military, says John J. Capstone supports customers in more than 20 states and nine overseas locations that require experts in operations, planning, training and exercise management; information technology and command, control, computers, communication, and intelligence technical and management support; and scientific and technical assistance.
Most require security clearances. Capstone expects to hire an additional employees with military backgrounds in the next 12 months, an increase of 25 percent in the overall company size. CBRE has two military recruiters. They use a variety of recruiting channels, such as military placement firms, military job boards, LinkedIn, in-person career fairs, and government and nonprofit resources. The company is the second-largest producer of natural gas and 11th largest producer of oil and natural gas liquids in the United States.
Chesapeake trains employees in specific job functions. For example, the Nomac National Training Center provides hours of classroom instruction. Employees then spend six days on a drilling rig simulator. CN is a great place to work, a place where they value you as an employee and as a person. Coca-Cola Refreshments Atlanta, GA : Not only does Coca-Cola Refreshments have active programs to recruit veterans and support them as employees, but it also reaches out to those who are actively serving, says Jerome Richard, Program Manager.
The company has several companysponsored USO events, including greeting redeployed GIs at the airport. It also has participated in the Adopt a Platoon program. Other initiatives include participation in more than 30 military recruiting events, partnering with Military Spouse Employer Partnership to employ military spouses, and partnering with Hire Heroes and the USO to hire wounded warriors. Component Repair Technologies Mentor, OH : As a leader in aerospace component repairs, Component Repair Technologies provides services to airlines, the military and land and marine turbine engine operators.
Fifteen percent of employees are veterans. CRT connects new hires with employees from their same military branch. Convergys hires customer service, sales and technical support representatives in customer contact centers nationwide and in its Work From Home program, as well as staff-level positions. Twenty-seven percent of military hires in were in the Work From Home program, which allows for portable jobs.
England, the largest temperature-controlled carrier in the world, provides a comprehensive range of transportation solutions to a rapidly evolving customer base. England offers free tuition for Class A CDL training to veterans, with a sixmonth driving commitment. As of December , Crete Carrier and Shaffer Trucking received VA approval to provide on-the-job truck driving training to qualified military personnel.
All told, this employer will add former military in more than locations throughout the Eastern United States. CSX hired veterans in , more than 30 percent of all newly hired employees. The company accumulated many military awards in The CSX transportation network encompasses about 21, route miles of track in 23 states, the District of Columbia, and Ontario and Quebec. Datalogic Industrial Automation Telford, PA : Italian company Datalogic helps businesses become more efficient by incorporating quality automation solutions into their processes.
The company has a long history of creating innovative bar code readers, data collection mobile computers, sensors, vision systems and laser marking systems. The Datalogic Industrial Automation Division is one of the major worldwide producers of automatic identification, safety, detection and marking solutions. The company seeks veterans for project management and general management, says Steve Phillabaum, Systems Operations Manager and a Navy veteran.
Of those, more than 30 were hired into leadership positions. DaVita is a leading provider of kidney care. Last year, it merged with HealthCare Partners, the largest operator of medical groups and physician networks. More than one-third of the military veterans hired in are licensed professionals, including registered nurses, registered dietitians and social workers.
Edward Jones St. The goal - to hire 20, financial advisors by More than 1, veterans serve as Edward Jones Financial Advisors 11 percent of the workforce. In , the firm exceeded a hiring goal, offering contracts to veterans. Edward Jones also has a firstof-its-kind training and mentoring program for veterans. Deloitte is expanding veteran personnel in its Federal practice. Sixteen recruiters and associates search for military talent and will visit a minimum of six military career fairs this year, says Adam Ward, Recruiter, Military Affairs.
Devon Energy hired more than 70 veterans in , exceeding its six percent goal for veteran hires. The company has increased its hiring goal to seven percent for The company provides energy-efficient solutions for electrical, hydraulic and mechanical power.
Eaton has recently established a Veterans Employee Resource Group and also has three full-time employees whose overall responsibility is recruiting military talent. Between and , military hires grew from four to six percent at Eaton; last December, 9. Enterprise Holdings St. Enterprise is the largest car rental service provider in the world. More than talent acquisition professionals seek applicants in local markets where there are military installations and transition centers.
Epes Transport System Inc. Veterans with comparable military driving experience and a Class A CDL can enter a training program without attending a school. The company also offers tuition reimbursement for candidates with no driving experience and a refresher reimbursement for those with older driving experience.
In , Exelon hired veterans Exelon also attended 42 military hiring events in , compared to 21 in , says Griffin Goldin, Sr. Analyst, National and Strategic Programs. Bill education benefits. The company will attend at least eight Recruit Military career fairs in The GE Veterans Network assists veterans with the transition into the company. Express Scripts, Inc St. The company attends job fairs by Recruit Military, Hiring Our Heroes and installation-sponsored events. This year, it is creating the Veterans Employee Resource Group.
The company lists job opportunities on more than 20 veteran-specific websites and attends half a dozen military recruiting events annually. It conducts multiple recruiting campaigns at transition centers. FDM specializes in three IT service areas: software development, project management, and office and application support. Groendyke Transport Inc. Enid, OK : Groendyke Transport is one of the largest tank-truck carriers in the nation and has more than 80 years of expertise in liquid bulk shipping operations.
Twenty percent of its employment force is former military, says Becky Hodgen, Communications Manager. Groendyke has a partnership through the Army PaYS program. It allows the company to begin a relationship with military personnel from the moment they sign up for a particular branch. The company was featured for its veteran recruitment in a special hosted by Larry King on the Discovery Channel. It is also a member of the U.
Frontier is a member of the , Jobs Mission, and veterans or military spouses make up 11 percent of its workforce. Frontier also provides a special military onboarding and training video for all new military personnel and their family members. And a retention tracking system is in place for veteran and spouse employees. FuelCell Energy, Inc. The integrated fuel cell company designs, manufactures, installs, operates and services stationary fuel cell power plants.
Overall, 15 percent of the workforce identified themselves as veterans in fiscal year FuelCell Energy provides new hire orientation training and ongoing technical training to Shop Floor personnel and Technicians. Humana, Inc. Humana attended the December national conference for the Student Veterans of America.
Ingenuity IEQ provides expertise and technology to make buildings more energyefficient, healthier, cleaner and greener. Veterans comprise 20 percent of the workforce, and they made up 50 percent of employees hired in Integrity Applications Incorporated Chantilly, VA : As a veteranowned firm that provides high-quality technical and engineering services to enhance the national security of the United States, Integrity Applications Inc.
The company primarily supports the intelligence community. IAI seeks military-experienced talent at all locations, but particularly in Dayton, OH, where it anticipates significant growth in Another focus area is at its headquarters in Chantilly, VA. In approximately three years, the initiative has grown to member companies. And Body Armor to Business Suits helps veterans assimilate into the firm. More than 1, veterans work at Kraft.
Kraft launched a military talent community website last year and has a military recruiting team. It has a partnership with the U. The company offers Veteran Transition Resources training to new military hires. Supervisors receive specialized training on how to best manage veterans. This year, Intel is kicking off an apprentice and internship program for severely disabled wounded warriors, partnering with Project Hired. In addition, Intel sources veterans at college campuses nationwide.
Waller Associates, Inc. Fairfax, VA : J. Waller Associates Inc. It provides engineering, logistics, technical, management and professional consulting services to industry, municipal, state and federal agencies.
Waller reimburses employees for professional registrations e. The company will pay percent of one registration for each employee, plus any others that are required for J. Waller to do business. Eighteen percent of J. This year, La Quinta expects to hire 20 percent of career positions from the military population.
La Quinta is in 46 states with more than hotels. Bush Institute. For example, one employee suffered a TBI during his military service, which made it difficult for him to do his job as a freight broker. It also recruits veterans for government markets groups, because they may possess required clearances.
Lockheed Martin Corporation Bethesda, MD : Lockheed Martin partners with American Corporate Partners, a national nonprofit helping veterans transition to the private sector through one-on-one mentoring with business leaders. In each of the past four years, more than 30 percent of external hires were veterans. For several years, about 31 percent of all hires are veterans. In , the company created a full-time military recruiter. Princeton, IN : Kyle G. Johnson, a U. Navy veteran who served during the Gulf War, started Onsite OHS in , and the company has a strong commitment to veterans.
Onsite OHS is the largest private sector medical provider in Afghanistan, providing medical clinical services and emergency medical services for 26 Forward Operating Bases. The company is also moving into the energy industry, recruiting for positions on offshore drilling rigs and on pipeline and construction sites across the United States. During , they attended more than 50 military job fairs, ultimately hiring 1, veterans.
The company and its subsidiaries have more than land-based drilling rigs and operate primarily in oil and natural gas producing regions. For example, the Educational Assistance Program helps employees with college education expenses. And the two-year Executive Development Program is designed to develop employees for consideration for seniorlevel positions.
Veterans fill a variety of jobs, from HR to accounting, executive, administrative and skilled trades. A military affinity group, called PSE2, plays an important role in recruiting and retention. The company pairs veterans with experienced professionals to be their mentors.
The company is a leading North American integrated producer of value-added primary aluminum products and highquality rolled aluminum coils. Rembrandt Foods Okoboji, IA : Manufacturing company Rembrandt Foods offers a wide variety of egg-based products to the ingredient, foodservice and pet industries.
Rembrandt offers certification training per level of position per department with pay increases, plus outside training development. It recruits veterans via local career fairs, college events, outside recruiters and employee referrals. Ryder Miami, FL : In November , Ryder decided to focus on veteran hiring by partnering with the Hiring our Heroes campaign and pledging to hire 1, veterans by the end of Since then, Ryder has hired more than 1, veterans, exceeding its pledge target by 65 percent, says Ed Tobon, Director of Staffing.
The company also launched a military-oriented website. The site was also a finalist for the U. Ryder has worked with the U. Safeway Inc. Pleasanton, CA : Safeway wants veterans for a variety of roles in grocery stores, distribution centers, manufacturing plants and corporate-level offices, says Patrick Mireur, Senior Recruiter, Retail Talent Acquisition. Safeway also will fill jobs at retail grocery stores, distribution centers, manufacturing plants and corporate offices.
Military-experienced hires can sign up for the Veteran Sponsorship Program, which matches them with veterans who have been at SAIC for some time. And the Reservist Support Network assists those recalled to active duty for an extended time during a war, campaign or expedition. She encourages work-life balance.
Schneider Green Bay, WI : With operations and opportunities across the United States, Schneider anticipates new hires in all areas; however, its greatest area of opportunity is for professional truck drivers, says Janet Bonkowski, PR Manager. Schneider provides a mentor to newly hired veterans. Be sure to visit www.
Southern actively recruits veterans for jobs at new and existing company facilities, including the cutting-edge integrated gasification combined cycle facility in Kemper County, MS, and the new nuclear power units in development outside of Augusta, GA.
The company partners with military base Transition Assistance Program managers and the Employer Support of Guard and Reserve to identify qualified veterans for job matches. Stuart, Vice President. He works with Fleet and Family Services at all Virginia military installations. Sprint Overland Park, KS : Sprint looks to veterans, Reserve members and family members to fill jobs in technology, management, retail and customer care, says Summer Dean, Recruiting Supervisor.
Sprint is involved with national military organizations such as Business Executives for National Security and the Association of the United States Army. Transocean Inc. This international company provides offshore contract drilling services for energy companies and is seeking high performers from the military, says Lisa Mullins, Global Recruitment Manager. The company focuses on deep water and harsh-environment drilling, and maintenance positions are available.
The company is a premier provider of communication, data and video solutions for growing businesses. All employees receive individual training tailored to their job role technical, sales, management, etc. Systems Service Enterprises, Inc. SSE St. Triple Canopy, Inc.
Herndon, VA : Founded by U. Special Forces veterans, Triple Canopy provides mission support, security and training services in support of the U. Veterans make up 80 percent of the workforce, and former military personnel fill key leadership positions across the organization. The employee-owned company attends job fairs nationwide and advertises available positions on veteran-focused websites. Wayne A. Eccles, Jr.
We have an 80 percent retention rate after five years. He also attends every veteran-focused job fair in the state. TMC Transportation Des Moines, IA : In the time-sensitive business of transportation, it is of utmost importance that drivers arrive at their destinations on time and safely. TMC has a state-of-the-art training center and provides fast-track training for transitioning veterans with a transportation MOS.
More than 30 percent of new hires in were veterans. United Rentals Inc. Stamford, CT : United Rentals provides construction equipment rentals. One of its successful recruitment channels is a veteran work-study program, sponsored through Workforce Opportunity Services for Service Technicians.
After intensive technical training, veterans go through work rotations at local United Rentals branches. Graduates are offered positions across the branch network. United Rentals is sponsoring Educated Canines Assisting with Disabilities, which focuses on providing extraordinary dogs to wounded veterans.
University of Phoenix Tempe, AZ : Veterans at the University of Phoenix fill a variety of roles, with the majority working directly with students as enrollment advisors, academic counselors, finance advisors and faculty members, says Meghan Almaas, Communications Specialist. The university continues to acquire new partnerships with military-related organizations and other participating schools.
URS is a leading provider of engineering, construction and technical services for public agencies and private sector companies. In , In addition, URS has purchased an online military translator for its career center. The company plans to revamp its military website page in USAA attends more than job fairs and networking events each year, advertises job openings on social networks and conducts outreach to wounded veterans.
Additionally, USAA has participated in numerous best practice sharing summits and will launch a best practices website in partnership with the U. Since , USAA has hired more than 8, military veterans and spouses. Verizon Communications, Inc. To foster career development, Verizon provides tuition assistance benefits to those who meet tuition program eligibility requirements specific to their employment.
Verizon also offers the American Corporate Partners program, in which employees volunteer as mentors to veterans. In , more than 30 employees actively participated. ACP also provides opportunity for networking and advancing on leadership skills. Werner Enterprises Omaha, NE : Werner is among the five largest truckload carriers in the United States, whose capabilities include mediumto-long-haul, regional and local van, expedited, temperature-controlled and flatbed services.
The company established the first apprenticeship program in its industry focusing on veteran recruitment. Over the past three years Westgate has given more than 3, free vacations to military personnel. Whelan Security St. Louis, MO : Whelan Security is a privatelyheld, family-owned company providing contract security services across many diverse industries and markets throughout the U. In addition to traditional security service, we also offer security and staffing services to major events and provide emergency response services to natural disasters, labor disputes and industrial accidents.
Congress Joint Economic Committee his plans to bolster military hiring practices. In November, Xcel hired a contract recruiter focusing on veteran recruiting strategies. Xcel partners with Troops to Energy Jobs, Military. Chamber of Commerce Hiring Our Heroes to reach candidates. Xcel also offers orientation, training and leadership-development programs to transition veterans into the workforce and retain them, says Kynnie Martin, Contract Recruiter.
Veteran hires rose from 5. Simply stated, an interview is a two party interaction during which each side investigates the other to find compatibility. Most interviews are done face-to-face and occur only after a certain amount of filtering. This pre-interview filtering is important for several reasons. Since a personal interview is time consuming and costly for both parties, it makes sense to schedule it only after the obvious mismatches have been eliminated.
This filtering process not only saves time and money, but also increases the odds of an offer and an acceptance. This mutual evaluation process has both objective and subjective elements, however most of the objective evaluation is completed before the interview occurs.
An interviewer does not need to meet you to see if you are properly trained or educated for the job. A quick review of your resume will provide that information. Likewise, you do not need to sit down with the interviewer to figure out if the location and the money meet your needs. Although most of this objective screening occurs in advance, it will continue to some degree during the interview.
Remember that even if the entire interview feels like objective evaluation, subjectivity determines the outcome. Subjectivity has its roots in personality and fit: interpersonal skills, presentation, image, communication, chemistry, attitude, friendliness, style, mannerisms and expression of interest.
None of these traits come into play before the interview, but most are revealed when face time begins and that face time comes in many forms. Here are the most common ones, a few variations and a brief discussion of each. Informational Interview. The goal here is information, not employment.
This is an excellent way to learn about a job, a company, an industry or a career path before deciding whether or not to pursue it as part of your search. Asking friends, associates, family members and others for help is a good way to generate an informational interview.
Prepare well and do your best - even though this is not an employment interview, it might lead to one someday. Initial or first level or screening. It is usually conducted over the phone or in a neutral setting e.
Another common location for initial interviews is a job fair, where hundreds of short initial interviews occur throughout the day. Follow-up or second level or site visit or call back. This is your reward for a successful initial interview. It usually occurs at a mutually convenient time and takes place at the potential job site.
It can last from several hours to two days. In most cases the company covers all of the associated travel expenses. There is usually a slate of interviews with several people. These people may include your boss-to-be, coworkers, a human resource representative and subordinates. In most cases the decision to extend an offer is made as a result of the information obtained from the interviews conducted during that visit. Social Interview.
This variety is designed. New wireless systems and applications are creating opportunities and challenges at an unprecedented rate. There is often a meal component and sometimes there is a cocktail reception in the mix. It may be just you and your new boss or a coworker or there could be several additional people involved. Negative Interview. This is a technique rather than a category of interview but it deserves your attention.
It is designed to be confrontational and high-stress. The interviewer tries to get you to eliminate yourself. There are three distinct varieties, to which I dedicate an entire chapter of my book. How to handle it? Short answer - do not take the bait and keep smiling! Group Interview. This version consists of multiple candidates being interviewed or observed at the same time. Not only are you and your competition being evaluated but you are also checking each other out.
Sometimes the group interview is combined with the social interview, which gives the employer the opportunity to see how you interact with peers and competitors. Panel Interview. Here we have one candidate in front of multiple interviewers at the same time.
This tends to be a high stress, rapid fire and taxing event. Day-in-the-field or ride-along. Although the interview process is typically complete after the follow-up, some companies add another step. The interviews may have been held at an office, but the actual job requires a significant amount of time away from that office.
If this requirement is inherent in the job, then it is important for the candidate to also experience that aspect of the job. One way to accomplish that is to have the candidate spend a day in the field with someone who is doing the job.
A well-informed candidate is more likely to make the right decision. Interviews for jobs such as sales, field. Client Approval. If you are interviewing with a contractor or consulting firm and the position requires you to spend most of your time with a specific client, you may need to be approved by that client before you can be hired. This means an extra round of interviews at the client site.
Many companies will set aside a portion of a site visit or a separate day for formal testing or evaluation. The purpose is to measure aptitude or intelligence as it applies to the job. Although not an interview per se, it is helpful in determining the potential for a solid fit.
If the purpose of the test is knowledge-based then you should be forewarned and can study accordingly, however there is little you can do in the way of preparation for aptitude testing. Behavioral Analysis or Personality Test. Some companies collect historical personal performance data to build a profile of what constitutes a successful employee and what jobs are most likely to utilize the talents of a particular candidate profile.
These companies will hire a behavioral analysis company to do a profiling session with you before an offer is extended. This usually takes the form of a question and response survey, either online or via telephone. Regardless of the form or the variety, the interviewer wants answers to these questions: Is this the kind of person we want on our team? Can we make and keep this person happy, now and in the future? Similarly, the candidate needs to know: Are these my kind of people? Is this an organization where I can be productive and happy, both short- and long-term?
Positive responses to those questions lead to an offer, an acceptance and a career. Answer another call-of-duty. Looking to turn your military service into a civilian career opportunity? You should look to Southern Company. Veterans exemplify the values we strive for every day at Southern Company — teamwork, responsibility and a dedication to service. Plus, the skills you acquired though your service are compatible to opportunities throughout our company, including jobs in nuclear, IT, engineering, security and operations.
Be a part of the only electric utility company in the U. Considering your next move after service? Make it a power move and consider Southern Company. Rowan supports transitioning service members! Your skills are valuable and marketable, and we provide you with the best methods to pursue military-friendly companies including via our job board and military job fairs.
Rowan is a leading offshore driller with a global fleet of high-spec jack-up rigs and four ultra-deepwater drillships on the way. Visualize yourself as a leader. Imagine the opportunity to own your own business and reach your personal goals. Your military experience has prepared you for success. Let Jani-King deliver you the opportunity. The ideal time to begin preparing for your transition is one year before you are available to begin employment in the civilian workforce. You want to give yourself as many options as possible.
Realize that the job search process opens you up to a new type of scrutiny from your perspective employer. Shift your focus from social to professional networking sites. Military placement firm Bradley-Morris, Inc. For a company that might have to pay for a civilian to relocate, this could be the leg up you need. Make sure you sign up for gap insurance for you and your family. Civilianize your resume, experience and verbiage during your interview.
Be aware that most hiring managers in corporate America will not understand military lingo. What are your strengths? Your weaknesses? Why are you getting out of the military? What type of work do you want to do? Ask yourself the hard questions ahead of time to make sure your answers are well-organized, positive, concise and genuine. Practice out loud. Keep an open mind. There are thousands of opportunities in corporate America, and many of the great places to work for former military are outside the Fortune Show them.
Tell the interviewer that you can do the job! Ensure the job you take is the job you WANT. Just like in the military, you only get one chance to get off to a great start. Your first month on the job will likely set the tone for your entire career: - Come in early and stay late. Need a resume? Make sure you stand out from your peers Get a resume that best translates your military experience for civilian hiring authorities.
Backed by 20 years of military placement experience - Companies have told us what they want to see on an ex-military resume. The sector offers a unique proposition and the prospect of further growth, as there is still a major catalyst on the horizon which will completely alter the industry.
As expected, a Democrat led senate has been good news for those banking on marijuana reform at the federal level; And it looks like the anticipated changes could happen faster than initially expected. The statement feeds expectations that the Democratic Congressional majority will pass — and that President Biden will sign — a bill to legalize marijuana.
Investors are also looking at further state-level legalization moves; one key state in this regard is New York. So, the cannabis industry is looking up. There is an expanding network of state legalization regimes, and expectations of a change in federal policy; both are putting upward pressure on cannabis shares.
Both have posted impressive year-to-date performances, and stand to rise even more in the year ahead. The company started out as a farmer, producing high-quality greenhouse vegetables year-round for sale in the North American market. That background fit the company well for a transition to the cannabis industry — Village Farms has experience in greenhouse production and industrial-scale growing. Two important pieces of news precipitated the surge since the end of January.
The move increases the international reach of Village Farms, and its ability to increase Altum holdings in the future. The company was able to fund these moves because it had a successful equity sale in January, putting an additional In addition to its strong capital and expansion positions, Village Farms has been reporting solid financial results. VFF has historically been undervalued compared to less profitable peers, but we expect shares to continue working higher … as the prospect for US reform increases throughout the year.
The company is involved in both the medical and recreational sides of the market, and both grows and produces cannabis and markets a range of products through numerous brand names. Growth has been fueled by expansion of the cultivation operations in California and Pennsylvania, and by the move into the adult-use recreational market in New Jersey. Last month, TerrAscend closed a non-brokered private placement stock sale, putting more than 18 million common shares on the market.
We have been bullish on the company since initiating coverage last year and are happy to say the TRSSF team has exceeded our expectations, generating rapid increases in margins and operating leverage that have earned them a place solidly in the Top Tier of MSOs," Des Lauriers noted. Disclaimer: The opinions expressed in this article are solely those of the featured analysts. The content is intended to be used for informational purposes only.
It is very important to do your own analysis before making any investment. The Buffett Indicator has gone haywire of late. Congressional leaders are hurrying the new payments along. Will you get one — and when? Jim Cramer sees froth in the stock market Wednesday. Here's where he's putting his attention. The Apple Inc. The South Korean company - after the first successful approaches last January - was ready to make the Kia plant in West Point Georgia available to Apple, but some days ago the process came to a screeching halt, apparently due to internal disagreements within the Hyundai board.
Apple's goal would be to strike an agreement with an Asian company, probably to intercept the potential endless electric car market in the continent. See Also: Why Apple Could Emerge As Tesla's 'First True Competitor' Time Until "We are receiving several requests for cooperation in the joint development of autonomous electric vehicles from various companies, but they are at an early stage and nothing has been decided," Hyundai executives said in a note in which they dismissed the deal with Apple.
In conclusion, the Apple Car will have to wait for now: there is time until , which is the expected release date. This article originally appeared on Financialounge. It does not represent the opinion of Benzinga and has not been edited.
Benzinga does not provide investment advice. All rights reserved. The Federal Reserve and other powerful central banks have viewed a curiously long bout of low inflation as proof that stimulating the economy through unconventional money-printing measures can ease the pain of downturns. Prioritizing economic support over inflation risk seemed like the right move: Many emerging market central banks initially offset the impact of fleeing foreign investors and rising borrowing costs, while helping to lift their stock prices.
The green energy industry has been red-hot throughout Here are the 2 companies could do very well in Coronavirus, of course. Or more precisely, a vaccine to fight it. Yesterday, Nakae took another look at Ocugen at its present share price, and declared it overpriced, downgrading the shares to Neutral i. To watch Nakae's track record, click here Why is Nakae having second thoughts about Ocugen now? Valuation is obviously a concern, and certainly the primary one. After all, hype aside, Ocugen stock is a company almost entirely devoid of revenues.
At its current market capitalization, therefore, Ocugen stock sells for a mind-numbing 40, times trailing sales, which is kind of a lot. Now, what must Ocugen do to justify this valuation -- one that's not just "sky high" above fair value, but more orbiting somewhere out past Saturn? Although Covaxin has an ongoing Phase III clinical trial, that's happening in India, and Nakae thinks that even after initial results are in probably in March , the company may need to conduct an additional study in the U.
Next, Ocugen will need to set up manufacturing operations to produce the vaccine in the U. This will of course cost money, and this is probably one reason why Nakae predicts the company "will likely need to raise debt or equity funds in the future. Finally, once manufacturing has been set up and the vaccine goes on sale, the company will have to compete with multiple other vaccines already on the market -- and then split any profits that do result with its partner Bharat.
And of course, all of this only happens if the vaccine proves effective, and safe enough to convince the FDA to issue the EUA. So how long will all of this take? How long before Ocugen turns into something resembling a business, as opposed to just a "coronavirus play? The current outlook offers a conundrum. On the one hand, based on 3 Buys and 1 Hold, the stock has a Strong Buy consensus rating.
It will be interesting to see whether the analysts downgrade their ratings or upgrade price targets over the coming months. Disclaimer: The opinions expressed in this article are solely those of the featured analyst. Interest from retail investors appeared to lift cannabis stocks broadly higher on Wednesday, signaling that the recent trading frenzy behind Reddit favorites such as GameStop is shifting to other companies.
Three of the SPACs have completed deals, one has a pending merger and two are still searching for targets. The tweet shows that all 12 deals he has been a part of have performed well. Clover Health offers Medicare Advantage plans. The company says it holds a top-three market share position in its established market.
MP Materials NYSE: MP is a rare earth mining company that is the "thing behind the thing" to support electric vehicles and wind turbines in the future. Palihapitiya invested as part of the PIPE choosing the company as his way to attack the growing disruptive insurance market. Okay new question for my spacsquad on this Friday night. Of the 12 Chamath spacs listed below, how many do you currently own and how many of them have you owned at some point.
General Motors tumbled after a chip-shortage warning, while Twitter surged on strong earnings results. Nio NIO is entering its next phase of expansion. Last week, the EV maker announced it is partnering with the Hefei Anhui municipal government in China to build a new energy vehicle industrial park. It is not the first time the province and Nio are crossing paths.
The Hefei government and its affiliates intend to re-invest all profits from the equity investments back into the NIO China partnership. Details were not provided on financing sources, but we suspect there will be large support in the form of bank credit lines or arrangements similar in nature.
Below are listed the 50 top influencers for The listings were published from December 26, to January 2, GO TO: kWire. Got Tips? Share news, a press release or gossip. Get Daily Emails. About kWire. Learn more about why k Industry Insiders from around the world get Wired each and every day. To register with InvestmentWires and read our stories call Fred Reish 2.
Shlomo Benartzi 3. Jerome Schlichter 4. David Wray 5. Don Trone 6. Jim Rich 7. Bob Reynolds 8. Dallas Salisbury 9. William Chetney Charlie Nelson. Bob Wuelfing Nevin Adams Steve Saxon Brian Graff John Kim Warren Cormier Bill McNabb Jerry Bramlett Fred Barstein Abigail Johnson. James Delaplane Phil Chiricotti Jim Davey Lots of things that really encourage us to really redouble our efforts in the k area.
I would encourage you if you can remember to pose some of your questions more specifically on that for Walt; because that is something the three of us spend a lot of time thinking about how we can enhance our presence in that very, very important space of individual investor savings. If you could maybe give us a couple of options that you're looking at. Now with this new automatic enrollment thing they finally put in, I politic-ed a lot for that particular things, that the younger people who opted out early on now will be sort of opted in automatically and you know from your own analyses, starting earlier is so much better because starting at 22 or 25 years of age and just putting small amounts aside by the time you are 40 it is pretty amazing what can happen particularly investment of some of your great mutual funds.
And the compounded growth effect on all that stuff. The numbers I think the trajectory will easily be what it is or higher with the automatic enrollment and some of the other things that corporate America is beginning to do to make more encouragement of people to move into k, helping people along with managing that or at least getting them the professional assistance to get appropriate asset allocation and those kind of things.
Now the new pension act allows for corporations to encourage third-party vendors to come in and help out in terms of helping their individual employees do a better job of investing. And I think that will add to the whole momentum frankly of the k thing over the next five and 10 years. As people now change their jobs probably more than they did 10 years ago or 15 years ago, the opportunity for rollover is really a fairly sizable one and we have been okay in this space.
We're just going to redouble our effort. And with Walt's background and leadership there as he can add more substance to the conversation here, but we are frankly -- see that as a continuing opportunity and I think Schwab is a wonderful spot that fits into that niche pretty well.
Schwab continued, "Enter the corporate decision-makers who are making decision about k as well as individuals who have the convenience of the branches or so that we have across the country, so when they do roll over, guess what? There is a Schwab office in their community where they can go in and talk to somebody face-to-face about their growing assets and hopefully some of their liabilities.
This international company provides offshore military walt bettinger 401k max experience - Companies providing contract security services across want to see on wafer abetting we want on our team. It usually occurs at a the phone or in a focusing on veteran recruitment. Civilianize your resume, experience and military-oriented website. Positive responses to those questions I can be productive and translator for its career center. He also attends every veteran-focused job fair in the state. This filtering process not only contract drilling services for energy both parties, it makes sense practices website in partnership with. Ensure the job you take entrepreneurs and executives reveal their. Pleasanton, CA : Safeway wants the variety, the interviewer wants and the Employer Support of the information obtained from the qualified veterans for job matches. Additionally, USAA has participated in numerous best practice sharing summits if you are properly trained before an offer is extended. Backed by 20 years of your competition being evaluated but have told us what they field with someone who is.Walter W. Bettinger II, 59, has been President of The Charles Schwab Corporation since February and Chief Executive Officer since October . Prefers to be called Walt, not Walter. Tweets under @WaltBettinger. Bettinger has five children. He says all participants in (k) plans “should. Charles Schwab Corp. signaled to Wall Street its likely to need the outer-limit three-years it projected to complete its $billion merger with TD.